Moving!
Our offer was accepted on the new house. We move in five weeks.
(We retracted our offer on the other house. The people at the top of the chain have still not got off their arses and found a house).
I have a small dilemma. We are going the self certification route on the mortgage because we don't fit the standard income mulitpliers. We can afford the repayments easily due to our lifestyle, but the mortgage lenders generally don't consider that, preferring to use the tried and tested income multiples.
Back to the self cert.........the broker is somewhat stretching the truth to make sure that we fit the criteria and can get the mortgage. I feel a little uncomfortable with this, although I understand that we wouldn't be able to afford this house otherwise (and it is a fab house). We can afford the repayments easily, even factoring in interest rate rises........but that little niggle won't go away that I am being somewhat naughty.
Ick. The application goes in tomorrow. Fingers crossed that it all goes well.
In other news......the house is FAB!!! It is a townhouse, so over three floors. It has:
an intergral garage;
a downstairs cloakroom;
a utility room;
a ground floor reception room;
a kitchen diner;
a huge pantry;
a living room;
three bedrooms;
one en suite;
a family bathroom;
a loft; and
a back garden.
It also boasts two car spaces and is near the main road to the motorway, and hence to work. I really really hope that all goes well!
posted by DMouse007 @ 4/06/2004 07:57:00 PM
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